Commonly Asked eBike Questions

How Fast can an eBike Go?

eBikes can reach speeds of up to 28 mph with electric assist, but it's important to be aware of the different classes and regulations:  

Classes of eBikes and Speed Limits

  • Class 1: Pedal assist only, with a maximum assisted speed of 20 mph.  
  • Class 2: Pedal assist and throttle, with a maximum assisted speed of 20 mph.
  • Class 3: Pedal assist only, with a maximum assisted speed of 28 mph.  

Factors Affecting Speed

  • Motor Power: Higher wattage motors can generally reach higher speeds.  
  • Terrain: Hills and wind resistance can affect speed.  
  • Rider Input: Your pedaling effort can increase your speed beyond the motor's assistance.  

Safety and Regulations

  • Always wear a helmet and follow local traffic laws.
  • Be aware of speed limits and regulations for eBikes in your area.
  • Consider the terrain and conditions when riding at higher speeds.

Do I need a permit or a license to operate an eBike in The State of Colorado?

In Colorado, you generally do not need a permit or license to operate an eBike. However, there are some regulations you should be aware of:  

Key Points:

  • Classification: Colorado law classifies eBikes into three classes based on their motor assist and speed capabilities.  
  • No Registration or License: E-bikes are exempt from motor vehicle registration and licensing requirements.  
  • Age Restrictions: There are age restrictions for operating Class 3 eBikes (riders must be 16 or older).  
  • Helmet Laws: Anyone under 18 riding a Class 3 eBike must wear a helmet.  
  • Where You Can Ride:
    • Class 1 and 2 eBikes generally follow the same rules as regular bicycles and can be ridden on bike paths, trails, and roads where bicycles are allowed.  
    • Class 3 eBikes have some restrictions and may not be allowed on all paths or trails.  
  • Local Regulations: Local jurisdictions may have their own rules regarding eBike usage, so it's always good to check local ordinances.  

Important Resources:

Remember: Always ride safely and follow all traffic laws and regulations. Be aware of your surroundings and yield to pedestrians and other trail users.

Why would I purchase an eBike in store instead of buying online from someone direct like Lectric, Ride1Up, Super 73 or RidStar ?

Benefits of Buying from a Local Bike Shop (like CyclErie):

  • Expert Advice and Personalized Service: Bike shop staff are knowledgeable and can help you choose the right eBike for your needs, riding style, and budget. They can answer your questions, offer test rides, and ensure the bike fits you properly.  
  • Support and Service: Local shops provide maintenance, repairs, and warranty support. This is crucial for eBikes, which have complex components. If something goes wrong, you have a local contact to assist you.  
  • Quality and Reliability: Brand-name eBikes like Aventon, Gazelle, and Giant are generally made with higher-quality components and have better quality control than discount brands. This translates to better performance, durability, and a longer lifespan.
  • Colorado's E-Bike Tax Credit: As you mentioned, Colorado retailers can offer the $450 point-of-sale eBike tax credit discount. This can significantly reduce the upfront cost of a new eBike. This discount is typically not available for online purchases.  
  • Community Connection: Supporting local businesses strengthens your community and fosters relationships with people who share your passion for cycling.

Does Colorado Require Motor Vehicle Insurance for eBikes?

No, you are not required to have liability insurance for an e-bike in Colorado. E-bikes are generally treated like regular bicycles in terms of insurance requirements. Just like you don't need insurance to ride a regular bike, you don't need it for an e-bike either.   

However, while not legally required, it's worth considering getting some form of coverage. Here's why:

  • Accidents Happen: Even experienced riders can have accidents. If you cause an accident that injures someone or damages property, you could be held personally liable for the costs.
  • Medical Bills: If you're injured in an accident, your health insurance might cover some costs, but you could still have out-of-pocket expenses.
  • Bike Theft or Damage: E-bikes can be expensive, and theft is a risk. Insurance could help cover the cost of replacing your bike if it's stolen or damaged.  

Options for Coverage:

  • Homeowners or Renters Insurance: Some policies may offer limited coverage for e-bikes, but it's essential to check with your insurance provider to see what's included and if there are any limitations. This coverage is more likely to cover theft or damage than liability.
  • Specialized E-Bike Insurance: Some insurance companies offer specific policies for e-bikes that can cover liability, theft, damage, and even medical expenses.  
  • Umbrella Insurance: This is a supplemental liability policy that provides extra coverage beyond your homeowners or auto insurance. It could offer additional protection if you're involved in a serious accident.  

In short: While not legally mandated, insurance for your e-bike is something to think about to protect yourself financially. Contact your insurance provider to discuss options and get quotes.

Dan Johnson
Tagged: e-bike